REFINANCE

REFINANCE & EQUITY

Your Home May Hold More Possibilities.

Your mortgage and home equity can play an important role in your broader financial picture.

Whether you’re looking to restructure your current mortgage, access available equity or evaluate financing for what’s next, BRISEŃO GROUP Mortgage can help you understand your options and determine whether a refinance or equity strategy aligns with your goals.

EXPLORE YOUR OPTIONS ↗

MORE THAN A RATE

The Right Strategy Starts With the Bigger Picture

We take the time to understand your current mortgage, equity, goals and overall financial picture- so you can make informed decisions with confidence. Our focus is on creating strategies that support both your immediate needs and long-term goals.

REFINANCE & EQUITY OPTIONS:

✔️ RATE & TERM REFINANCE

✔️ CASH-OUT REFINANCE

✔️ HOME EQUITY LINE OF CREDIT (HELOC)

✔️ HOME EQUITY LOAN

✔️ SECOND LOAN

✔️ INVESTMENT PROPERTY REFINANCE

SUPPORT THROUGH LIFE CHANGES

You’re Not Alone.

Life doesn’t always go as planned. We understand that major life events can impact your financial situation. We’re here to help you explore your options and find a path forward.

• DIVORCE: Explore options to refinance, remove a co-borrower or adjust your mortgage.

• DEATH OF A SPOUSE OR FAMILY MEMBER: We can help you understand next steps and available options.

• JOB CHANGE OR INCOME LOSS: Let’s review your options during a career transition or temporary income change.

• FINANCIAL HARDSHIP: We’ll work with you to find solutions that fit your current situation and future goals.

YOUR EQUITY + YOUR NEXT MOVE

Keep. Sell. Invest. Improve.

Your home equity can open the door to a variety of possibilities. We’ll help you explore what makes the most sense for your goals.

KEEP

Restructure your existing financing.

SELL

Explore whether selling better supports your next move.

INVEST

Consider how equity may factor into another real estate purchase.

IMPROVE

Explore financing for renovations or improvements.

EXPLORE YOUR OPTIONS ↗

REAL ESTATE + FINANCING

Not Sure Whether to Refinance or Sell?

Through our affiliated company BRISEŃO GROUP, clients who are also considering selling, purchasing another home or keeping their current property as a rental can explore the real estate side of the decision alongside their mortgage options.

EXPLORE BRISEŃO GROUP↗

TRUSTED BY CLIENTS LIKE YOU.

 
 
 
 
  EXCELLENT  
  
 Based on 32 reviews 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Juan Garcia 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
5 stars max, I would give 10 stars because that’s how much I appreciate the service from Jerry and Tracy Briseno my Loan driver and Realtor who got made me reach my goal to become a homeowner. They made everything so easy was honest with me and was always on top of things. Explained everything and answered all my questions and so wonderful and gracious to me during the entire process. Thank you from the bottom of my heart for all your help to get the loan and assisting with all of the paperwork within the team. It has been a pleasure to work with all of you ! You will always be my go-to. Absolutely highly recommend! You will not be disappointed.
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Soraya cala 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
Sin dudar volvería a elegirlos para comprar o vender casa. Gracias por vuestro profesionalismo, por vuestra dedicación, y por estar tan comprometidos con nuestros requisitos. Vuestro trato tan cercano hace que este proceso sea mucho más sencillo. De nuevo gracias por todo chicos.
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Estela Jimenez 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
Gracias por todo tu ayuda y apoyo" "Quiero agradecerte por tu profesionalismo y dedicación   se los recomiendo es un excelente  y confiable el esta siempre  atentó para ayudarte yo le doy un 10 🌟⭐🌟⭐🌟⭐🌟⭐🌟⭐
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Mariza Elias 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
We are incredibly grateful to Tracy and Jerry for helping us with our first home! We truly appreciate all their hard work, dedication, and patience throughout the entire process. We’re so happy we were referred to them we couldn’t have asked for better. They treated us like family and never once made us feel pressured. Thank you both for everything you’ve done to make this dream a reality!
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Zarah Orantes 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
We are beyond grateful for the support and dedication we received from Tracy and Jerry. From the very beginning, they were both efficient, considerate, and patient with us as we learned the homebuying process. Tracy went above and beyond—she was so skilled and patient, showing us over 30+ homes in less than a week (extremely organized). Never once did she push or rush us. Instead, she consistently reassured us that “we would find the one,” and she was right—we did! Jerry was equally incredible. He was extremely thorough and took the time to break down every detail in a way that made the process much less overwhelming. What could have felt tedious and complicated became clear and manageable with his guidance. Most importantly, both Tracy and Jerry treated us like people, not just another transaction. Thanks to their knowledge, dedication, and care, what could have been a stressful experience turned into the journey that led us to our dream home. We truly appreciate all they did for us and highly recommend them!
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Carina Reyna 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
Tracy and Jerry are a power couple. They will walk you through each step and assist you in so many ways. Their knowledge for real estate and loans is top quality and unmatched. I highly recommend them for all of your business and personal financial needs. You will not regret it!
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 juliana corpuz 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
For first time buyer, I can say that I got the best team helping us and facilitating all the details from the start till end. They processed it so smoothly and super fast. In less than 2 months time, we are finally and officially called ourselves as homeowners. Jerry Tracy and Mike are the best, even extending beyond effort to accommodate our time availability to sign documents. Would highly recommend them to my family, friends and relatives. 👍🏻 👍🏻Thumbs Up. “Maraming Salamat”
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 ricardo espinoza 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
MIGUEL AGUILAR HAS THE PATIENCE OF A SAINT, HE MOVED MOUNTAINS!! I AM SOOO HAPPY AND THANK YOU FOR YOUR DEDICATION IN ALL YOU HAVE DONE FOR OUR FAMILY!!!
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Jonathan Batalla 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
The best mortgage team out there. Jerry was always there to answer all questions, he would jump on Zoom no matter the time to go over all the numbers to make it sense to us. He really had our best interest and fought to get the best possible outcome for our family. we could not have done it without him and their team.
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Miriam Pinto 
 
 
 
 Trustindex verifies that the original source of the review is Google. 
My husband and I were referred to Jerry by a friend. We had work with 3 other lenders to get prequalified and just felt discouraged each time. My husband reached out to Jerry and what felt nearly impossible Jerry made possible! He was very positive and definitely reassured us  through out the entire process! I am very thankful we were referred to Jerry.